Commercial Van Insurance
Any business using vans in it's work will need to take out Commercial Van Insurance for these vehicles. Whatever the size or purpose of the business, it is a legal requirement for all vehicles to be covered. Covering your van will protect it against accidents, theft, fire and other types of damage or loss. There are many sites and companies offering van insurance, and to save as much money as possible you will need to shop around as much as possible to find the cheapest quote. When looking for van insurance there are many points you will have to consider about what is being offered, as well as the price of the cover.
What you can expect to be covered under your insurance policy:
- Cover for commercially used vans of up to 3.5 tonnes.
- Policies for businesses of all sizes small or large.
- Discount for policy holders with no claims bonus.
- Additional breakdown cover should your vehicle break down while on the road.
- Discounts for additional security on your vehicle or if it is kept in a safe place.
- A courtesy vehicle should yours be in repair or declared off the road..
Consider when taking out Commercial Van Insurance:
- What is the policy’s excess, what is the sum of money you will have to find yourself should you make a claim.
- What are the different levels of cover for different types of claims.
- What will the exclusions be on your policy, what you will not be able to claim for?
- Is there a set length of time that the policy needs to be running for before you can make a claim.
- Are there a maximum number of claims you can make on your policy.
- How much will your policies cost, how can you pay for it, monthly or yearly.
Make sure you know what your van is insured for and that you are happy with the level of cover your policy offers.